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Baccarat
The object of baccarat is to obtain a hand with a point total closest to 9.
Aces count as one; 2 through 9 as their face value; tens and picture cards count
as zero. If the value of the hand is ten points or more, subtract ten, and the
remainder is the baccarat point value of the hand. For example: 7+6=13=3 and
4+6=10=0
Place your wager on the banker’s hand and/or on the player’s hand and/or on a
tie. The player and the banker are then each dealt a two-card hand. In certain
cases, a third card is dealt to the player or the banker or both (Third Card
Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are
shuffled each round.
The player closest to 9, wins.
If you bet on the player and the player wins, you are paid 2 for 1 winnings on
your bet.
If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank
commission (vigorish).
If both the player’s hand and the banker’s hand have equal totals, the game
result is a ‘tie’. If you have placed a bet on the ‘tie’ field, your payoff is 9
for 1.
Third Card Rules
The following baccarat rule chart governs when the player and/or the banker will
automatically be dealt (i.e. “draws”) a third card in the baccarat game:
Player
Point Value of First Two Cards:
0 – 1 – 2 - 3 – 4 – 5 Draws a card.
6 – 7 Stands.
8 – 9 “Natural hand”, no further draw.
Banker
Point Value of First Two Cards: Draws when the player’s third card is: Does not
draw when the player’s third card is:
0 – 1 – 2 Always draws a card.
3 0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9 8
4 2 – 3 – 4 – 5 – 6 – 7 0 – 1 – 8 – 9
5 4 – 5 – 6 – 7 0 – 1 – 2 – 3 – 8 – 9
6 6 – 7 0 – 1 – 2 – 3 – 4 – 5 – 8 – 9
7 Always stands.
8 – 9 Player cannot draw. Player cannot draw.
Important note: If either the player and /or the Banker has a total of 8 or 9,
they both stand. This Rule overrides all other rules.
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